A lack of money is but one answer. Provided by Marc Aarons @ Money Managers, Inc.  Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin? Nearly everyone can save something. Even small cash savings may be the start of something big […]

A look at how variable rates of return do (and do not) impact investors over time. Provided by Marc Aarons @ Money Managers, Inc. What exactly is the “sequence of returns”? The phrase simply describes the yearly variation in an investment portfolio’s rate of return. Across 20 or 30 years of saving and investing for […]