Will You Really Be Able to Work Longer?
You may assume you will. That assumption could be a retirement planning risk. Provided by Marc Aarons @ Money Managers, Inc. How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retirement […]
Should Millennials Be Your Money Models?
Gen Y is doing some things right when it comes to saving & investing. Provided by Marc Aarons @ Money Managers, Inc. Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure fiction. Here are some good financial habits common to […]
Will You Be Prepared When the Market Cools Off?
Markets have cycles, and at some point, the major indices will descend. Provided by Marc Aarons @ Money Managers, Inc. We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what […]
Having the Money Talk with Your Children
How much financial knowledge do they have? Provided by Marc Aarons @ Money Managers, Inc Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William […]
One Couple, Two Different Retirements ?
After many years together, some retired spouses may find their daily routines far apart. Provided by Marc Aaron’s @ Money Managers, Inc. When you see online ads or TV commercials about retirement planning, […]
A Primer for Estate Planning
Things to check and double-check. Provided by Marc Aarons @ Money Managers, Inc. Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, people without their financial affairs in good order risk leaving their heirs some significant problems along with their legacies. No […]
Keep Calm, Stay Invested
Expect more volatility, but avoid letting the headlines alter your plans. Provided by Marc Aarons @ Money Managers Inc. Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months, and it could mean significant, ongoing turbulence for Wall Street. As an investor, a […]
Insurance and Investments
A good financial strategy is not just about “making money;” it is also about protection. Provided by Marc Aarons Some people mistake investing for financial planning. Their “financial strategy” is an investing strategy, in which they chase the return and focus on the yield of their portfolio. As they do so, they miss the big […]
How Will You Spend Your Retirement Savings?
Keep an eye on where it goes, as some destinations may be better than others. Provided by Marc Aarons You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, perhaps, debt reduction. Beyond the basics, you will unquestionably reserve […]
Have a Plan, Not Just a Stock Portfolio
Diversification still matters. One day, this bull market will end. Provided by Marc Aarons In the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at all-time highs on 12 consecutive trading days. The Nasdaq Composite gained almost 10% in three months.1 An eight-year-old bull […]