Consumers may be at risk for many years. Provided by Marc Aarons @ Money Managers, Inc   How long should you worry about identity theft in the wake of the Equifax hack? The correct answer might turn out to be “as long as you live.” If your personal data was copied in this cybercrime, you […]

If that is your dream, explore whether these steps could be useful to take. Provided by Marc Aarons @ marc@ocmoneymanagers.com   How could you retire in your fifties by choice? You will need abundant retirement savings and ways to access your retirement assets that lessen or avoid early withdrawal penalties. You may also need to […]

From one perspective, the answer is yes; from another, no. Provided by Marc Aarons @ Money Managers, Inc.    When you buy a home, are you investing? If you buy it to flip it or buy it as a rental property, the answer is yes. If you buy a home simply to live in it, […]

Basic estate planning documents may not communicate your intentions. Provided by Marc Aarons @ Money Managers, Inc. There are three degrees of estate planning: advanced, basic, and none at all. Basic is better than none, but elementary estate planning can still leave something to be desired. While appropriate documents may be in place, they may […]

Why an early start (and accepting some risk) matters. Provided by Marc Aarons @ Money Managers, Inc   Are you on track to save $1 million or more for retirement? If you are 50 or younger, you may need that much in savings to generate the kind of retirement income you prefer. Personal finance website […]

Crises pass, and markets eventually regain equilibrium. Provided by Marc Aarons @ Money Managers, Inc.   We have seen some uneasy times lately. Uneasiness impacts the financial markets. When it does, we all need to keep some long-term perspective in mind. Those who race to the sidelines and exit equities may regret the choice when […]

Wise money moves for parents under 40. Provided by Marc Aarons @ Money Managers, Inc.   As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids. Parenting presents you […]

Keep an eye out for these signs. Provided by Marc Aarons @ Money Managers, Inc   As NBC News notes, identity theft hit 15.4 million Americans last year. Perhaps it hit you. You know you have been victimized when you get that courtesy call or email from a bank or credit card issuer, but is […]

Even those who have saved millions must prepare for a lifestyle adjustment. Provided by Marc Aarons @ Money Managers, Inc. A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their savings too fast. How can new retirees […]

Investors attracted by bitcoin & other altcoins should recognize their downsides. Provided by Marc Aarons @ Money Managers, Inc.   Bitcoin. Ethereum. Litecoin. Ripple. These are just four of the cyber currencies attracting opportunistic investors today. Are they the next big thing? Or the next big bust?  The answer to that question may vary per […]