Has Your Identity Been Stolen?
Keep an eye out for these signs. Provided by Marc Aarons @ Money Managers, Inc As NBC News notes, identity theft hit 15.4 million Americans last year. Perhaps it hit you. You know you have been victimized when you get that courtesy call or email from a bank or credit card issuer, but is […]
Getting (Mentally) Ready to Retire
Even those who have saved millions must prepare for a lifestyle adjustment. Provided by Marc Aarons @ Money Managers, Inc. A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their savings too fast. How can new retirees […]
Cyber Currencies: A Risky Choice
Investors attracted by bitcoin & other altcoins should recognize their downsides. Provided by Marc Aarons @ Money Managers, Inc. Bitcoin. Ethereum. Litecoin. Ripple. These are just four of the cyber currencies attracting opportunistic investors today. Are they the next big thing? Or the next big bust? The answer to that question may vary per […]
Do You Have a Financial Wellness Program?
Companies are luring & retaining employees with this key perk. Provided by Marc Aarons @ Money Managers, Inc. What do your retirement plan participants wish you would offer? Besides the chance to save and invest part of their paychecks, that is? The answer could be “a little more help.” Last year, Charles Schwab surveyed […]
A Look at Self-Directed Brokerage Accounts
Some retirement savers choose this option in their 401(k) plan. Provided by Marc Aarons @ Money Managers, Inc. Ever hear of an SDBA? That acronym stands for self-directed brokerage account. If you are enrolled in a 401(k), 403(b), or 457 plan, you might want to see if your plan gives you this option, […]
Will You Really Be Able to Work Longer?
You may assume you will. That assumption could be a retirement planning risk. Provided by Marc Aarons @ Money Managers, Inc. How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retirement […]
Should Millennials Be Your Money Models?
Gen Y is doing some things right when it comes to saving & investing. Provided by Marc Aarons @ Money Managers, Inc. Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure fiction. Here are some good financial habits common to […]
Will You Be Prepared When the Market Cools Off?
Markets have cycles, and at some point, the major indices will descend. Provided by Marc Aarons @ Money Managers, Inc. We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what […]
Having the Money Talk with Your Children
How much financial knowledge do they have? Provided by Marc Aarons @ Money Managers, Inc Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William […]
One Couple, Two Different Retirements ?
After many years together, some retired spouses may find their daily routines far apart. Provided by Marc Aaron’s @ Money Managers, Inc. When you see online ads or TV commercials about retirement planning, […]