Some retirement savers choose this option in their 401(k) plan.   Provided by Marc Aarons @ Money Managers, Inc. Ever hear of an SDBA? That acronym stands for self-directed brokerage account. If you are enrolled in a 401(k), 403(b), or 457 plan, you might want to see if your plan gives you this option, […]

You may assume you will. That assumption could be a retirement planning risk. Provided by Marc Aarons @ Money Managers, Inc. How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retirement […]

Gen Y is doing some things right when it comes to saving & investing. Provided by Marc Aarons @ Money Managers, Inc.   Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure fiction. Here are some good financial habits common to […]

Markets have cycles, and at some point, the major indices will descend.  Provided by Marc Aarons @ Money Managers, Inc.   We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what […]

How much financial knowledge do they have?  Provided by Marc Aarons @ Money Managers, Inc   Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William […]

After many years together, some retired spouses may find their daily routines far apart.                                               Provided by Marc Aaron’s @ Money Managers, Inc. When you see online ads or TV commercials about retirement planning, […]

Things to check and double-check. Provided by Marc Aarons @ Money Managers, Inc. Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, people without their financial affairs in good order risk leaving their heirs some significant problems along with their legacies. No […]

Expect more volatility, but avoid letting the headlines alter your plans. Provided by Marc Aarons @ Money Managers Inc. Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months, and it could mean significant, ongoing turbulence for Wall Street. As an investor, a […]

A good financial strategy is not just about “making money;” it is also about protection. Provided by Marc Aarons  Some people mistake investing for financial planning. Their “financial strategy” is an investing strategy, in which they chase the return and focus on the yield of their portfolio. As they do so, they miss the big […]

Keep an eye on where it goes, as some destinations may be better than others.  Provided by Marc Aarons You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, perhaps, debt reduction. Beyond the basics, you will unquestionably reserve […]