Recession-Proofing Strategies Based on Age Presented by Marc Aarons   There’s been a lot of talk recently about a recession. Given the uptick in chatter, I thought I would reach out with a game plan of sorts for recession-proofing assets based on age. Feel free to share this with others in your network who may […]

Traditional IRA vs. Roth IRA Presented by Marc Aarons I’ve been getting a lot of questions from clients lately about whether they should contribute to a Traditional or a Roth IRA, so I wanted to reach out and proactively share with you the benefits and drawbacks of each.   Traditional IRA: Contributions to a traditional […]

Self-Directed vs. Employer-Sponsored 401(k)s Presented by Marc Aarons   Today, I wanted to bring your attention to a topic that I believe is critical to your retirement planning: your 401(k) account. As you may know, many employer-sponsored 401(k) plans have limited investment options, and the plan sponsor makes the investment decisions, not you. As a […]

Putting Mortgage Rates in Historical Context Presented by Marc Aarons   Hope you are doing well! It’s no secret that 2022 and 2023 have featured higher mortgage rates, making things more challenging for would-be buyers and refinancers than in the recent past. That said, rates are much lower now than they have been historically, and […]

Tax Extensions Granted to Hurricane Idalia Victims Presented by Marc Aarons   I wanted to reach out to ensure you saw the Internal Revenue Service’s recent announcement for Floridians impacted by Hurricane Idalia.   On August 30, 2023, the IRS announced a tax extension for those impacted by Hurricane Idalia. Florida residents in these Florida […]

Financial Tips for College Students Presented by Marc Aarons   As a new school year begins, I wanted to reach out and provide some valuable financial tips and advice for college-bound kids. Being financially responsible is an essential skill that can set students up for long-term success. Here are some foundational concepts to guide them: […]

 Financial Market Update – Week of 8/28/2023 Presented by Marc Aarons   Major U.S. equity indexes were mixed last week, with tech leading the way and industrials lagging for the week. Tallying last week, the S&P 500 rose by 0.82%, the Nasdaq 100 increased by 1.68%, and the Dow Jones Industrial Average was lower by 0.45%.   The Federal Reserve […]

Two Cents on the U.S. Dollar Presented by Marc Aarons   Recently, there has been a lot of chatter about the U.S. dollar losing its status as the world’s reserve currency, which I recognize may feel both confusing and concerning to many of my clients. With that in mind, I thought I would proactively reach […]

Inflation- What It Means for Retirement Savings Presented by Marc Aarons   Hope you are doing well! Many people are concerned about inflation on a national and global level. But a lot of my clients’ concerns are much closer to home. On a personal level, inflation unquestionably affects how much your retirement dollars will be […]

Planning Summer Travel on a Budget Presented by Marc Aarons I hope this email finds you well today. I know many of my friends and family have found 2023 to be very busy and very costly, given inflation’s compounding effect over the last several years. In fact, I’ve talked with a few people who hadn’t […]