The hows and whys of college savings. Provided by Marc Aarons at Money Managers, Inc. The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. And if you’ve already traded that supercharged convertible dream for a minivan, you can expect your little […]

Provided by Marc Aarons at Money Managers, Inc. A self-fulfilling policy. An investment policy statement (IPS) is a document which helps the client and advisor stay “on the same page” by clearly stating the expectations and responsibilities of the client and advisor. A standard IPS will usually take into account the client’s general investment goals […]

Provided by Marc Aarons at Money Managers, Inc. On a sunny Friday in June of 2015, the Supreme Court of the United States (SCOTUS) made a monumental decision in Obergefell v. Hodges, which drastically changed the country’s social and financial landscape. Same-sex couples celebrated, the nation’s monuments were lit in joyous rainbow hues, and Americans who […]

Not all gifts are taxable. Provided By Marc Aarons at Money Managers, Inc. I’d like for you to meet my friend, Hugh. He’s a retired film stuntman who, after a long career, is enjoying his retirement. Some of what he’s enjoying about his retirement is sharing part of his accumulated wealth with his family, specifically […]

Expect volatility, but avoid letting the headlines alter your plans Provided by Marc Aarons at Money Managers, Inc. Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street. As an investor and retirement saver, how much will this turmoil matter to […]

Two recent court rulings may make you want to double-check. Provided by Marc Aarons at Money Managers Inc. How often do retirement plan sponsors check up on 401(k)s? Some small businesses may not be prepared to benchmark processes and continuously look for and reject unacceptable investments.   Do you have high-quality investment choices in your […]

What are your options? What are the benefits? Provided by Marc Aarons at Money Managers, Inc. If you own an Individual Retirement Account (IRA), perhaps you have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA can make a lot of sense depending on your situation. But remember, consulting with your […]

Term insurance is the simplest form of life insurance. Here’s how it works. Provided by Marc Aarons at Money Managers, Inc. Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When policyholders buys term insurance, they buy coverage for a specific […]

A look at two basic methods for shielding assets from probate. Provided by Marc Aarons at Money Managers, Inc. How do you keep assets out of probate? If that estate planning question is on your mind, you should know thatthere are two basic ways to accomplish that objective. One, you could create a revocable living […]

Don’t let procrastination keep you from pursuing your financial goals. Provided by Marc Aarons at Money Managers, Inc. Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the […]