Baby boomers entering their “second acts” should think about these matters.  Provided by: Marc Aarons at Money Managers, Inc.   Retirement is undeniably a major life and financial transition. Even so, baby boomers can run the risk of growing nonchalant about some of the financial challenges that retirement poses, for not all are immediately obvious. In […]

The Safe Harbor 401(k) Deadline Is Quickly Approaching Now is the time for small business owners to act. Provided by Marc Aarons @ Money Managers, Inc.  October 1 is the deadline for companies to set up Safe Harbor 401(k) plans for 2018. If you want to put one in place at your business, you need […]

Tax Moves to Consider in Summer Now is a good time to think about a few financial matters.  Provided by: Marc Aarons at Money Managers, Inc.  Making changes earlier rather than later. If you own a business, earn a good deal of investment income, are recently married or divorced, or have a Flexible Savings Account […]

Are Changes Ahead for Retirement Accounts? A bill now in Congress proposes to alter some longstanding rules.  Provided by Marc Aarons at Money Managers, Inc.   Most Americans are not saving enough for retirement, despite ongoing encouragement to do so (and recurring warnings about what may happen if they do not). This year, lawmakers are also […]

Leaving a Legacy to Your Grandkids Now is the time to explore the possibilities.  Provided by Marc Aarons @ Money Managers, INC.   Grandparents Day provides a reminder of the bond between grandparents and grandchildren and the importance of family legacies. A family legacy can have multiple aspects. It can include much more than heirlooms […]

Save & Invest Even if Money Is Tight For millennials, today is the right time.  Provided by Marc Aarons at Money Managers Inc.  If you are under 30, you have likely heard that now is the ideal time to save and invest. You know that the power of compound interest is on your side; you […]

A lack of money is but one answer. Provided by Marc Aarons @ Money Managers, Inc.  Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin? Nearly everyone can save something. Even small cash savings may be the start of something big […]

A look at how variable rates of return do (and do not) impact investors over time. Provided by Marc Aarons @ Money Managers, Inc. What exactly is the “sequence of returns”? The phrase simply describes the yearly variation in an investment portfolio’s rate of return. Across 20 or 30 years of saving and investing for […]

A few things you may want to think about before filing for benefits. Provided by Marc Aarons @ Money Managers, Inc.  Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a few key […]

Steps to get your credit rating back toward 720.    Provided by Marc Aarons @ Money Managers Inc.                         We all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curve and that score declines. What steps can we take to repair […]