What should you keep in mind as you donate? Provided by Marc Aarons @ Money Managers, Inc.   Are you making charitable donations this holiday season? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to the charity and to […]

Things you can do for your future as the year unfolds. Provided by Marc Aarons @ Money Managers, Inc                         What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from […]

What is in it? What could its changes mean for you, if they become law? Provided by Marc Aarons @ Money Managers, Inc.   Major changes may be ahead for federal tax law. At the start of November, House Republicans rolled out their plan for sweeping tax reforms. Negotiations may greatly alter the content of […]

Financial burdens could alter their retirement prospects. Provided by Marc Aarons @ Money Managers, Inc.   Imagine retiring with $50,000 of debt. Some new retirees owe more than that. Outstanding home loans, education debt, small business loans, and lingering credit card balances threaten to compromise their retirement plans. How serious is the problem? A study […]

Investors may be lulled into a false sense of security by this market. Provided by Marc Aarons @ Money Managers, Inc   Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major indices […]

What beneficiaries need to know and consider. Provided by Marc Aarons @ Money Managers, Inc.   At first glance, the rules surrounding inherited IRAs are complex. Here are some questions (and potential answers) to consider if you have inherited one or may in the future.  Who was the original IRA owner? If the original owner […]

These tools can shield inherited IRA assets from lawyers and creditors. Provided by Marc Aarons @ Money Managers, Inc.  Inherited IRA assets are vulnerable in bankruptcy proceedings. Many older IRA owners and their beneficiaries do not realize this, but it is true. In Clark, et ux v. Rameker (2014), the Supreme Court ruled 9-0 that […]

What pre-retirees owe could compromise their future quality of life. Provided by Marc Aarons @ Money Managers, Inc.   The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down your savings along the way. Another possible point for that list: pay off […]

Consumers may be at risk for many years. Provided by Marc Aarons @ Money Managers, Inc   How long should you worry about identity theft in the wake of the Equifax hack? The correct answer might turn out to be “as long as you live.” If your personal data was copied in this cybercrime, you […]

If that is your dream, explore whether these steps could be useful to take. Provided by Marc Aarons @ marc@ocmoneymanagers.com   How could you retire in your fifties by choice? You will need abundant retirement savings and ways to access your retirement assets that lessen or avoid early withdrawal penalties. You may also need to […]