How SECURE 2.0 Might Change Retirement -Bipartisan Backed Retirement Legislation- Provided by Marc Aarons   The SECURE Act of 2019 represented the biggest update to retirement law in over a decade, designed to grow American’s savings. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail. In March, the House passed the Securing a […]

Rehearsing for Retirement Try living as a “retiree” for a month or two before you commit to leaving your career.   Provided by Marc Aarons   Imagine if you could preview your retirement in advance. In a sense, you can. Financially and mentally, you can “rehearse” for the third act of your life, while still […]

Should You Downsize for Retirement? Some retirees save a great deal of money by doing so; others do not.   Provided by Marc Aarons   You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire […]

THE RETIREMENT REALITY CHECK Little things to keep in mind for life after work.   Presented by Marc Aarons      Decades ago, there was a book entitled What They Don’t Teach You at Harvard Business School. Perhaps someday, another book will appear to discuss certain aspects of the retirement experience that go unrecognized – […]

Are You Retiring Within the Next 5 Years? What to focus on as the transition approaches  Provided by Marc Aarons   You can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way. How much monthly income will you need? Unfortunately, […]

Getting (Mentally) Ready to Retire Even those who have saved millions must prepare for a lifestyle adjustment. Provided by Marc Aarons   A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their savings too fast. How […]

Roth IRA Conversions What are your choices? What are the benefits? Provided by Marc Aarons If you own an Individual Retirement Account (IRA), perhaps you have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA might be a sound financial move depending on your situation. But remember, this article is for […]

States Are Requiring Retirement Plans Will new mandates solve an old financial problem?  Provided by Marc Aarons   Too many Americans save too little for retirement. This problem has been discussed for decades in all kinds of media, and there seems to be no easy way to solve it. Fourteen states are giving it a […]

2022 brings new life expectancy tables.  Provided by Marc Aarons  For the first time in nearly 20 years, the IRS has released updated actuarial or life expectancy tables. Those who take required minimum withdrawals (RMD) from retirement accounts may already know we use these tables to calculate your RMD. Using these new tables is relatively […]

It’s a new year, full of new possibilities for what may lie ahead.  Provided by Marc Aarons  By any measure, 2021 was a strong year for investors. But what’s in store for 2022? From my perspective, I expect that many of the same forces that influenced markets last year will play a role again in […]