Thanks to a couple of factors, some investors are thinking about this move before 2020 ends.  Provided by Marc Aarons Roth IRAs have attracted retirement savers since their introduction in 1998. They offer the potential for tax-free retirement income, provided Internal Revenue Service rules are followed. Do Roth IRAs seem even more attractive these days? […]

Should you withdraw and reinvest your retirement plan money while you are still on the job? Provided by Marc Aarons Did you know you might be able to take some or all of the money in your 401(k), 403(b), or 457 plan and roll it over into another type of retirement account? Were you aware […]

Is it right for you?  Provided by Marc Aarons The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating, and individuals are exploring new avenues for […]

Why do so many people choose them over traditional IRAs?  Provided by Marc Aarons at Money Managers, Inc  The IRA that changed the whole retirement savings perspective. Since the Roth IRA was introduced in 1998, its popularity has soared. It has become a fixture in many retirement planning strategies because it offers savers so many […]

Here is what you need to know.  Provided by Marc Aarons at Money Managers, Inc. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. April 1, 2020 is the deadline to take your Required Minimum Distribution (RMD) from certain individual retirement accounts. April 15, 2020 […]

What are your options? What are the benefits? Provided by Marc Aarons at Money Managers, Inc. If you own an Individual Retirement Account (IRA), perhaps you have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA can make a lot of sense depending on your situation. But remember, consulting with your […]

Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Provided by Marc Aarons at Money Managers, Inc.   IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a significant impact on how those accounts might grow. IRAs, or Individual Retirement Accounts, […]

Some specifics about the “second act.”  Provided by Marc Aarons at Money Managers, INC.      Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are […]

Leaving a Legacy to Your Grandkids Now is the time to explore the possibilities.  Provided by Marc Aarons @ Money Managers, INC.   Grandparents Day provides a reminder of the bond between grandparents and grandchildren and the importance of family legacies. A family legacy can have multiple aspects. It can include much more than heirlooms […]

The Pros & Cons of Roth IRA Conversions What are the potential benefits? What are the drawbacks? Provided by Marc Aarons @ Money Managers, Inc. If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all. Why […]