Tax Efficiency in Retirement How much attention do you pay to this factor? Provided by Marc Aarons @ Money Managers, Inc.  Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, however, will […]

Less SALT for Taxpayers to Subtract What does the new federal cap on state and local tax deductions mean for you? Provided by Marc Aarons @ Money Managers, Inc. Have you routinely itemized your federal tax deductions? In 2018, you may decide to take the standard deduction instead. One possible reason: the new limit on […]

Why You Want a Retirement Plan in Writing Setting a strategy down may help you define just what you need to do. Provided by Marc Aarons@OCMoneyManagers.com  Many people save and invest vaguely for the future. They know they need to accumulate money for retirement, but when it comes to how much they will need or […]

The Dow Dropped. Do Not Drop Out of the Market. Last Monday’s plunge was hardly the disaster that some media outlets claimed. Provided by Marc Aarons@Money Managers Inc. On February 5, the Dow Jones Industrial Average took an unprecedented fall. The benchmark dropped 1,175 points, and it was down 1,500 points at one moment during […]

Why you may want to have one in place in any market climate. Provided by Marc Aarons@ Money Managers, Inc. What is a stop-loss strategy, and how can it potentially aid an investor? Savvy investors use stop-loss orders as a kind of “insurance” against stock market losses. Simply explained, a stop-loss order is an order […]

Cybercurrencies: A Risky Choice in 2018 This year, we have seen the downside of bitcoin & other altcoins.  Provided by Marc Aarons @ Money Managers, Inc.  Bitcoin. Ethereum. Litecoin. Ripple. Ether. As 2017 ended, the prices of these cybercurrencies were soaring. In early 2018, they have plummeted. Opportunistic investors have been left to wonder: Are […]

What Do You Have in Reserve for 2018? Build your emergency fund this year. Provided by Marc Aarons @ Money Managers, Inc. How much does the average American household have in the bank? Estimates vary, but the short answer to this question is “not enough.” Last year, a GoBankingRates poll discovered that 57% of U.S. […]

The Retirement Mindgame Your outlook may influence your financial outcome.  Provided by Marc Aarons @ Money Managers, Inc.   What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your perception of retirement? A whole field of study has emerged on the psychology […]

Retirement Questions That Have Nothing to Do With Money Think about these matters before you leave work for the last time.  Provided by Marc Aarons @ Money Managers, Inc.  Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few […]

Some of the impact of the Tax Cuts & Jobs Act will be felt later than January 1. Provided by Marc Aarons at Money Managers, Inc.  President Donald Trump signed the Tax Cuts & Jobs Act into law on December 22, and on January 1, some key details of the Internal Revenue Code will abruptly […]