Putting Mortgage Rates in Historical Context Presented by Marc Aarons   Hope you are doing well! It’s no secret that 2022 and 2023 have featured higher mortgage rates, making things more challenging for would-be buyers and refinancers than in the recent past. That said, rates are much lower now than they have been historically, and […]

Tax Extensions Granted to Hurricane Idalia Victims Presented by Marc Aarons   I wanted to reach out to ensure you saw the Internal Revenue Service’s recent announcement for Floridians impacted by Hurricane Idalia.   On August 30, 2023, the IRS announced a tax extension for those impacted by Hurricane Idalia. Florida residents in these Florida […]

Financial Tips for College Students Presented by Marc Aarons   As a new school year begins, I wanted to reach out and provide some valuable financial tips and advice for college-bound kids. Being financially responsible is an essential skill that can set students up for long-term success. Here are some foundational concepts to guide them: […]

 Financial Market Update – Week of 8/28/2023 Presented by Marc Aarons   Major U.S. equity indexes were mixed last week, with tech leading the way and industrials lagging for the week. Tallying last week, the S&P 500 rose by 0.82%, the Nasdaq 100 increased by 1.68%, and the Dow Jones Industrial Average was lower by 0.45%.   The Federal Reserve […]

Two Cents on the U.S. Dollar Presented by Marc Aarons   Recently, there has been a lot of chatter about the U.S. dollar losing its status as the world’s reserve currency, which I recognize may feel both confusing and concerning to many of my clients. With that in mind, I thought I would proactively reach […]

Inflation- What It Means for Retirement Savings Presented by Marc Aarons   Hope you are doing well! Many people are concerned about inflation on a national and global level. But a lot of my clients’ concerns are much closer to home. On a personal level, inflation unquestionably affects how much your retirement dollars will be […]

Planning Summer Travel on a Budget Presented by Marc Aarons I hope this email finds you well today. I know many of my friends and family have found 2023 to be very busy and very costly, given inflation’s compounding effect over the last several years. In fact, I’ve talked with a few people who hadn’t […]

Should Retirement Funds Go Toward Current Needs   Presented by Marc Aarons   I hope you and yours are doing well. This past year has been financially trying for many individuals and families in the face of record inflation numbers and a looming recession (US Inflation Calculator). And with rising credit card debt that averaged […]

A Brief History of Estate Taxes Presented by Marc Aarons   Federal estate taxes have been a source of funding for the federal government almost since the U.S. was founded. In 1797, Congress instituted a system of federal stamps that were required on all wills offered for probate when property (land, homes) was transferred from […]

The Cost of Procrastination Presented by Marc Aarons Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on your car has expired?” You’ve experienced one of […]