Mortgage Fee Changes 2023 Presented by Marc Aarons Hope everyone is doing well.  I am reaching out to share some important news that may affect mortgage loan fees if you plan to buy or refinance anytime in the near future. Beginning May 1, 2023, new federal rules adjust upfront fees for loans backed by Fannie […]

Putting Mortgage Rates in Historical Context Presented by Marc Aarons   Hope you are doing well! It’s no secret that 2022 and 2023 have featured higher mortgage rates, making things more challenging for would-be buyers and refinancers than in the recent past. That said, rates are much lower now than they have been historically, and […]

Retirement Seen Through Your Eyes Presented by Marc Aarons How do you picture your future? Some see retirement as a time to start a new career. Others see it as a time to travel. Still others plan to spend more time with family and friends. With that in mind, here are some things to consider. […]

Should You Downsize for Retirement? Some retirees save a great deal of money by doing so; others do not.   Provided by Marc Aarons   You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire […]

What you need to know. Provided by Marc Aarons With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may have in life, […]

Market sees historic lows in mortgage rates.  Provided by Marc Aarons  On July 16, mortgage giant Freddie Mac announced that the average interest rate for a 30-year home loan had fallen to 2.98%. In addition, the average interest rate for a 15-year home loan had declined to 2.48%.1 A 30-year mortgage at less than 3% […]