Breaking down the enrollment periods and eligibility. Provided by Marc Aarons  Medicare enrollment is automatic for some. For those receiving Social Security benefits, the coverage starts on the first day of the month you turn 65.1 If you are not receiving Social Security benefits at 65, you may be delaying until you reach full retirement […]

What are the keys to prepare to grow wealthy together?  Provided by Marc Aarons  When you marry or simply share a household with someone, your financial life changes—and your approach to managing your money may change as well. The good news is that it is usually not so difficult. At some point, you will have […]

If an investor chooses a non-human financial advisor, what price could they end up paying?  Provided by Marc Aarons  Investors have a choice today that they did not have a decade ago. They can seek investing and retirement guidance from a human financial professional or put their invested assets in the hands of a robo-advisor. […]

What you should know about the most recent cost-of-living adjustment. Provided by Marc Aarons  On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable to more than 64 million Social Security beneficiaries in […]

What you need to know about Plan F and Plan G.  Provided by Marc Aarons As many may recall, seniors who previously enrolled in Medicare are facing some changes. Medigap Plan F might not be sold after 2020 and Medigap Plan G will be undergoing some changes.1 These changes only impact new Medicare enrollees, however. […]

Federal Student Aid opportunities are often first-come, first-served. Provided by Marc Aarons  Applications for the Free Application for Federal Student Aid (FAFSA) are now open for the academic year 2021-22. Applying for the FAFSA allows you to qualify for grants, scholarships, and other federally sourced aid, such as work-study or student loans. The applications opened […]

Here are some things you might consider before saying goodbye to 2020. Provided by Marc Aarons  What has changed for you in 2020? For many, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you retire? There’s another […]

Six areas of personal finance to review.  Provided by Marc Aarons  When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it’s an excellent opportunity to review those six personal finance areas.1 Cash Management: […]

What you need to know to get ready for the end of the year. Provided by Marc Aarons  With one year ending and a new one on the cusp of starting, many people will consider their resolutions—not their estate strategy. But the end of the year is a great time to sit down and review […]

Getting started with you household budget.  Provided by Marc Aarons  Budgeting towards needs and goals. One of the objectives of creating a household budget is that, as time moves on and the various household members advance in their careers, they are likely to make more money. Knowing where that money goes can help direct that […]